Some Types of Disabling Conditions the Social Security Administration Considers Eligible for Disability Benefits

The Social Security Administration (SSA), through its two large programs, provides financial benefits to America’s working group (whose jobs are covered by Social Security) and to certain individuals determined eligible by the SSA.

These financial benefits may take the form of any of the following:

  • Disability benefits – paid to employees who sustain total permanent disability, whether the injury or illness, which caused this disability, was work-related;
  • Retirement benefits – paid to employees who have retired from work (65 years old and above);
  • Benefits for spouses and/or other survivors of a family member who has passed – paid to widows and widowers (or divorced widows and widowers) and unmarried children under 18 years old (or up to 19 if child is attending full time an elementary or secondary school; and,
  • Supplemental Security Income (SSI)

The first three are paid to Social Security members through the Social Security Disability Insurance (SSDI). Social Security members refer to employees who have earned SSA’s required number of credits via their monthly payment of SS taxes. Payment to these taxes are automatically deducted in employees’ monthly take home pay; this is entered in their payslip under the heading “FICA,” which stands for Federal Insurance Contributions Act.

The fourth (in the list above) is paid through the Supplemental Security Income (SSI) program. The recipients of SSI cash benefits include:

  • Disabled adults and disabled children (below 18 years old) who have limited income and resources; and,
  • People 65 years old or older who do not have any disability, but who meet the financial limits set under the federal benefit rate (FBR).

Employees or non-employees who wish to apply for cash benefits due to disability should understand that SSA approves only applications of those who have total permanent disability. Under SSA definition, a total permanent disability is a severe condition that:

  • Has lasted for about a year or is expected to last for at least a year;
  • Has resulted in the inability to perform any substantial gainful activity (in the case of disabled adults) or has resulted in severe functional limitations (in the case of children); and,
  • Can be expected to result in the disabled person’s death.

The SSA has prepared a list of disabilities which would make a person eligible for cash benefits if his/her condition would be found in the list. According to the Hankey Law Office, some types of disabling conditions that are found eligible for cash benefits under either the SSDI or SSI, include:

  • Cardiovascular system disorders
  • Digestive system disorders
  • Endocrine system disorders
  • Genitourinary impairments
  • Hematological disorders
  • Immune system disorders
  • Impairments that affect multiple body systems
  • Malignant neoplastic disease
  • Mental disorders
  • Musculoskeletal system disorders
  • Neurological disorders
  • Skin disorders
  • Special senses and speech disorders

People suffering from short-term disability will not be eligible to receive disability benefits from SS. However, for those whose disability is included in list above or in the list prepared by the SSA, or even those suffering from multiple health problems which render them incapable of performing any substantial gainful activity, it may be to their benefit if they would immediately seek the assistance of a highly-competent Social Security disability lawyer in their SS disability benefits application.

Choosing Your Assisted Living Facility

Choosing to have your senior loved one live in an assisted living facility can be difficult and heart-breaking, especially if you have formed a very strong bond together. However, with the demands of health care, living in an assisted living facility may be the best and only way to ensure that your senior loved one is well looked after and taken care of. If you and your senior loved one have made up a decision of moving them into an assisted living facility, here are some pointers to help you determine which one to move them into.

This first thing you should look into is the facility. After visiting the place, check to see if it is clean and well-organized. The facility should provide you with a “homey” feel, and should be able to provide you with safety and security that you would be comfortably call your home. Furthermore, see if the food they provide is healthy and appealing to your senior loved one. Next thing to take note on is the staff manning the facility. It is vital that you know are and comfortable with the staff working in the facility because they will be the people who will be interacting with your senior loved one everyday should they move in. Check if the staff are welcoming, friendly and professional regarding their job, and if their schedules coincide with your senior loved one to ensure that their needs are properly met.

Lastly, also consider the residents of the assisted facility. According to, many issues can come forth if the residents are not treated well and are not happy in the facility. Make sure that the environment that the residents provide is also friendly and that they get along really well. Look at whether the residents are enjoying themselves and that the activities and recreations that the assisted living facility provides are pleasing and engaging to the residents and your loved one.

Can Car Accidents Cause Psychological Trauma?

Survivors always have that one day – that one defining day that makes everything into an absolute before and after. They become two different people after the things that they survive and sometimes, it is difficult to try and find the balance to live just one.

To illustrate the case, take a look at survivors of truly tragic car accidents.

Some of the worst scars are the ones that never heal and these are usually the ones that most people can’t really see. Large scale events such as this can trigger illnesses that bear no obvious markers, one of which is Post-traumatic Stress Disorder. Living with PTSD can be one of the most difficult things that a person can live through. There’s the clinical depression, the suicidal thoughts and tendencies, and the readjusting yourself to the world that you find you have just become more sensitive to. Everything feels a little bit different, like it’s going to come out and get you, and it can be hard to remember what it’s like to feel safe.

Though physical injuries are severely inconvenient, other injuries such as emotional and mental ones are just as valid of medical attention at the event of a car accident, as this website Psychological trauma can last for a lifetime if left untreated meanwhile therapy and medication can allow for healthier and more supportive ways to cope after an accident. It is always the most difficult thing after an accident: to live with that new burden on your shoulders and try to find a way to live normally again.

If you or someone you know has been the victim of a car accident, it would be the most advisable course of action to contact professional legal aid in order to be guided intelligently into the best solutions that you could do with your given predicament.

Truck Accidents

Accidents involving any vehicle can be devastating to the individuals involved. However, when one of these automobiles is an 18-wheeler, the consequences can be even more horrifying. 18-wheelers along with being significantly larger than a normal car, have sheer weight that cause accidents involving these trucks to almost always be serious, according to Crowe Mulvey. When an individual is involved in an accident as severe as this, it can often be confusing to figure out who is at fault.

A number of factors can affect who to truly place the blame for the accident on. First, the collision may have been a result of the truck driver themselves. Simple errors, such as not using a turn signal or going slightly too fast, can be disastrous when an 18-wheeler is involved. If the truck driver was driving intoxicated or under the influence of an illegal substance, it can also result in a tragic collision. Sometimes the blame can be placed on the trucking company that employed the driver themselves. For example, if a driver was overworked for too many hours and could not drive properly due to this, this can be the responsibility of the trucking company. The company can also be held accountable if they failed to properly train the driver to handle all situations or if they failed to maintain and inspect their trucks. Further, if there is an inherent problem with the manufacturing of the truck, the maker of the truck may be at fault for the accident.

With so many possibilities after such a devastating accident, an already difficult time, can become even more confusing for the victim. 18-wheeler accidents have some of the most catastrophic results of any accidents on the roads, changing the way an individual lives forever. After an accident, a victim not only faces physical and emotional trauma but financial as well. Due to this, it is crucial for the blame to be placed on the correct outlet so the correct action can be taken to receive the compensation a victim deserves.

Treatment and Rehabilitation of Spinal Cord Injuries

Injuries sustained in car accidents have life-altering potential. Unfortunately, spinal cord injuries are common when two cars traveling at high speeds collide. Immediately following the accident, there are medical procedures and rehabilitation options that can minimize the affects on a life after the collision.

These injuries can consist of broken bones, tearing of vertebrae tissue, or anything that disrupts the transfer of nerve signals through the spine. Damage to the vertebrae can result in partial paralysis, complete paralysis, muscle spasms, or pain.

After the crash and once at the emergency room, doctors can perform surgery, traction, or an experimental treatment. Surgeries remove anything that is intruding the area, fuse the bones that have been broken, or relieve pressure on the spine. Traction is not surgical; this method is employed in situations when the spine has shifted from alignment, and needs to be reinforced. Lastly, due to an increase in knowledge on spinal cord injuries, some doctors can offer experimental treatments that are believed to produce positive benefits.

Post-operation, there are many rehabilitation options that help a person recover. Physical therapy, occupational therapy, speech pathology, diets, and learning tactics to manage pain are several dimensions of rehabilitation. The goal of rehab is for people to retain normal bodily functions after the accident. Whatever area your injury is affecting, whether it be lower extremities, upper extremities, speech, or mentality, there are teams of people prepared to help.

The website of the Abel Law Firm notes the financial and physical pain of being involved in a car accident. If you have sustained any injury at the fault of another, you may be eligible for financial compensation.

Tort Reform not Proof in Limbless Victim

Recent reforms in the medical malpractice laws that were decidedly unfavourable to most plaintiffs did not prevail in the case of a Milwaukee resident who lost all her limbs for lack of a pill.

The plaintiff was Ascaris Mayo who was admitted on May 24, 2011 in Columbia St. Mary’s Hospital for fever and acute abdominal pain. Doctors came to examine her and made a diagnosis of infection but strangely enough did not share this news with the patient nor prescribed antibiotics for it. Instead, she was discharged and sent to her gynecologist. Feeling much worse the next day, she went to another hospital and was again diagnosed with Strep A infection but this time received the proper treatment. Unfortunately, the infection had already spread and Mayo had to have her arms and legs amputated to avoid death.

Medical malpractice damages in Milwaukee are limited to $750,000 for noneconomic damages under Wis. Stats. §§ 655.017 and 893.55(4); however, the court ruled that in Mayo’s case, the cap violated her right to due process, and upheld the damages awarded by the jury. This was $8.8 million in economic damages (which was no statutory cap) and $16.5 million for noneconomic damages for a total award of $25.3 million.

Why the doctors at Columbia failed to treat Mayo when she first came into the hospital with antibiotics was not explained. There is also no mention whether intervention a day earlier would have changed the outcome, but the fact is the doctors were negligent because they breached their duty of care to a patient who came to them for help. As opined by the judge in the case, the reason for the cap was to avoid rewarding medical malpractice plaintiffs whose sole purpose is financial gain. In the case of Mayo, the court declared that no one would give up their mobility for money, and that it would not be reasonable to apply the cap in such cases.

The website of Ritter Personal Injury says that, if you have been grievously injured because of medical negligence, you may find that the law may be on your side. Consult with a personal injury lawyer in your area for am accurate assessment of your case.

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